Rural Economy Financing Scheme For Indian Community (Spedi)


To provide financing to rural Indian entrepreneurs involved in pottery business.

Maximum financing rate : 5.0% per annum

Maximum tenure : 5 years

Maximum financing : RM40,000

Participating financial institutions / Implementing Ministry / Agency
SME Bank

Eligibility criteria

  • Entrepreneurs comprise of Malaysian Indian only
  • Sole proprietorship, partnership or company is 100% owned by Malaysian Indian
  • Individual entrepreneur age must be below 55 years old
  • Priority is given to businesses operated on full time basis
  • Business premise is located in the rural area and outside the place of residence

Purpose of financing

  • Purchase of machinery & equipment
  • Working capital

Eligible sector / Types of financing
Pottery industry

Application procedure
Application to be submitted to SME Bank

Bank Perusahaan Kecil & Sederhana Malaysia Berhad (SME Bank)
Menara SME Bank Malaysia
Jalan Sultan Ismail
Peti Surat 12352
50774 Kuala Lumpur
Tel : 03-2615 2020
Fax : 03-2698 8077
Website : www.smebank.com.my



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