Rural Economy Financing Scheme


To provide financing for business activities to Bumiputera entrepreneurs operating in rural areas.

Maximum financing rate : 5.0% per annum

Maximum tenure : 5 to 7 years

Minimum financing : RM30,000

Maximum financing : RM500,000 but subject to number of years of business in operation

Participating financial institutions / Implementing Ministry / Agency
SME Bank

Eligibility criteria

  • Wholly owned by Bumiputera and registered with the Companies Commission of Malaysia
  • Operates outside City Council on full time basis
  • For sole proprietor, age must below 55 years old

Purpose of financing

  • Purchase of machinery
  • Working capital

Eligible sector / Types of financing

  • Manufacturing
  • Selected services
  • Franchise

Application procedure
Application to be submitted to SME Bank

Bank Perusahaan Kecil & Sederhana Malaysia Berhad (SME Bank)
Menara SME Bank Malaysia
Jalan Sultan Ismail
Peti Surat 12352
50774 Kuala Lumpur
Tel : 03-2615 2020
Fax : 03-2698 8077
Website : www.smebank.com.my



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