Bank Negara Malaysia (BNM) announces today the SME Stabilisation Relief Facility (SME SRF), a RM5 billion financing facility to assist small and medium enterprises (SMEs), including microenterprises, affected by the ongoing West Asia conflict. BNM recognises SMEs in certain segments may be experiencing disruptions to operations, cash flow challenges, and difficulties in meeting short-term financial obligations.
As announced by YAB Prime Minister at the roundtable discussion with CEOs of financial institutions on 21 April 2026, the SME SRF will provide timely working capital support to help viable businesses sustain operations and navigate this period of uncertainty. Eligible SMEs may obtain financing of up to RM750,000 for a tenure of up to five years, at a maximum financing rate of 3.75% per annum (inclusive of guarantee fee). The financing will be supported by guarantees of up to 80% from Credit Guarantee Corporation Malaysia (CGC) or Syarikat Jaminan Pembiayaan Perniagaan (SJPP), particularly for SMEs without sufficient collateral.